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Home » Recipe Index » Cheesy Enchilada Chili

Cheesy Enchilada Chili

May 20, 2025 by Lidia

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Looking for a hearty, bold, and comforting one-pot meal? This Cheesy Enchilada Chili combines the best of two favorites—spicy enchiladas and rich chili—into a soul-warming dish that’s loaded with flavor. With tender beef, beans, tomatoes, warm spices, and plenty of gooey cheese, it’s perfect for weeknight dinners, game day, or anytime you need a cozy meal with a little kick.

This dish is rich, cheesy, and satisfying with just the right amount of heat—and it’s easy to make in one pot for minimal cleanup.

Cheesy Enchilada Chili
Cheesy Enchilada Chili

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Why You’ll Love This Recipe
Two Comfort Foods in One – All the goodness of chili and enchiladas combined.
Cheesy & Satisfying – Loaded with melty cheese and hearty ingredients.
One-Pot Wonder – Easy cleanup with maximum flavor.
Customizable Heat – Spice it up or keep it mild, your choice.
Perfect for Meal Prep – Tastes even better the next day.

Ingredients You’ll Need

For the Chili:

  • 1 lb ground beef or ground chicken
  • 1 tbsp olive oil (if using lean meat)
  • 1 small onion, diced
  • 3 cloves garlic, minced
  • 1 red bell pepper, diced
  • 1 green bell pepper, diced
  • 1 can (15 oz) black beans, drained and rinsed
  • 1 can (15 oz) red kidney beans, drained and rinsed
  • 1 can (14.5 oz) diced tomatoes with green chilies
  • 1 can (10 oz) enchilada sauce (mild or medium)
  • 1½ tbsp chili powder
  • 1 tsp ground cumin
  • 1 tsp smoked paprika
  • Salt and black pepper to taste
  • 1 cup water or beef broth

For the Cheesy Finish:

  • 1½ cups shredded cheddar cheese
  • ½ cup shredded Monterey Jack or pepper jack cheese
  • Optional: ¼ cup cream cheese (for a creamier texture)

For Toppings:

  • Chopped cilantro
  • Diced avocado
  • Sour cream or plain Greek yogurt
  • Crushed tortilla chips or strips
  • Sliced jalapeños
  • Lime wedges

Tools You’ll Need

  • Large Dutch oven or deep pot
  • Wooden spoon or spatula
  • Can opener
  • Measuring cups and spoons
  • Ladle

Step-by-Step Instructions

Step 1: Sauté the Aromatics
In a large pot over medium heat, add olive oil (if using) and sauté the diced onions and garlic for 2–3 minutes until fragrant.
Add bell peppers and cook for another 3–4 minutes until softened.

Step 2: Brown the Meat
Add ground beef to the pot. Cook and crumble until browned and fully cooked, about 5–6 minutes. Drain excess fat if needed.

Step 3: Add the Base Ingredients
Stir in black beans, kidney beans, diced tomatoes, enchilada sauce, chili powder, cumin, smoked paprika, and water or broth. Season with salt and pepper to taste.
Mix well and bring to a gentle simmer.

Step 4: Simmer the Chili
Cover and simmer on low heat for 20–25 minutes, stirring occasionally.
If using, stir in cream cheese during the last 5 minutes for a creamy texture.

Step 5: Stir in the Cheese
Turn off the heat and stir in shredded cheddar and Monterey Jack cheeses. Mix until fully melted and incorporated.
Reserve a little cheese to sprinkle on top before serving, if desired.

Step 6: Serve and Garnish
Ladle the chili into bowls and top with your favorite garnishes—like sour cream, avocado, cilantro, and tortilla chips.
Serve hot with lime wedges on the side.

Tips for the Best Cheesy Enchilada Chili
Use Good Quality Cheese – Shred your own for best melting and texture.
Adjust the Spice – Use mild enchilada sauce and skip jalapeños for a kid-friendly version.
Make It Creamy – Stir in cream cheese or a splash of heavy cream for richness.
Meal Prep Hero – Make a double batch and enjoy leftovers for days.
Let It Rest – Flavors develop even more after sitting for an hour or overnight.

Serving Suggestions
With Cornbread – A classic and cozy chili pairing.
Over Rice – Serve atop white or Spanish rice for a filling meal.
As a Dip – Serve with tortilla chips for game-day snacking.
Chili Mac – Stir in cooked pasta for a cheesy chili twist.
Stuffed Peppers – Use the chili as a filling for baked bell peppers.

How to Store & Reheat

Storing:
Refrigerate: Store in an airtight container for up to 4 days.
Freeze: Cool completely and freeze in a freezer-safe container for up to 2 months.

Reheating:
Stovetop: Reheat over medium heat until warmed through, adding a splash of water or broth if needed.
Microwave: Heat in 60-second intervals, stirring between.

Frequently Asked Questions

1. Can I make it vegetarian?
Absolutely! Skip the meat and add extra beans or lentils for a protein boost.

2. Can I use a different meat?
Yes. Ground turkey, chicken, or plant-based crumbles all work well.

3. How spicy is it?
Mild to medium, depending on your enchilada sauce and chili powder. You can easily tone it down or dial it up.

4. Can I make it in a slow cooker?
Yes! Brown the meat and sauté veggies first, then transfer everything to a slow cooker and cook on low for 6–8 hours.

5. What if I don’t have enchilada sauce?
Use tomato sauce mixed with taco seasoning or a blend of chili powder, cumin, garlic powder, and onion powder.

Final Thoughts
This Cheesy Enchilada Chili is the kind of warm, comforting dish that satisfies every craving—rich, cheesy, hearty, and full of bold flavor. Whether you’re feeding your family, meal prepping for the week, or warming up on a chilly day, it’s a foolproof, flavor-packed dish that always delivers.

Try it once and you’ll be ladling it up on repeat. Don’t forget to make extra—you’ll want leftovers!

Preparation Time: 10 minutes
Cooking Time: 30 minutes
Cuisine: Tex-Mex

Nutritional Information (Per Serving):
Calories: 420 | Protein: 27g | Carbohydrates: 28g | Fat: 22g | Fiber: 7g | Sodium: 780mg

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Cheesy Enchilada Chili

Cheesy Enchilada Chili

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  • Author: Lidia
  • Prep Time: 10 minutes
  • Cook Time: 30 minutes
  • Total Time: 40 minutes
  • Cuisine: Tex-Mex
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Description

Looking for a hearty, bold, and comforting one-pot meal? This Cheesy Enchilada Chili combines the best of two favorites—spicy enchiladas and rich chili—into a soul-warming dish that’s loaded with flavor. With tender beef, beans, tomatoes, warm spices, and plenty of gooey cheese, it’s perfect for weeknight dinners, game day, or anytime you need a cozy meal with a little kick.

This dish is rich, cheesy, and satisfying with just the right amount of heat—and it’s easy to make in one pot for minimal cleanup.


Ingredients

For the Chili:

  • 1 lb ground beef or ground chicken

  • 1 tbsp olive oil (if using lean meat)

  • 1 small onion, diced

  • 3 cloves garlic, minced

  • 1 red bell pepper, diced

  • 1 green bell pepper, diced

  • 1 can (15 oz) black beans, drained and rinsed

  • 1 can (15 oz) red kidney beans, drained and rinsed

  • 1 can (14.5 oz) diced tomatoes with green chilies

  • 1 can (10 oz) enchilada sauce (mild or medium)

  • 1½ tbsp chili powder

  • 1 tsp ground cumin

  • 1 tsp smoked paprika

  • Salt and black pepper to taste

  • 1 cup water or beef broth

For the Cheesy Finish:

  • 1½ cups shredded cheddar cheese

  • ½ cup shredded Monterey Jack or pepper jack cheese

  • Optional: ¼ cup cream cheese (for a creamier texture)

For Toppings:

  • Chopped cilantro

  • Diced avocado

  • Sour cream or plain Greek yogurt

  • Crushed tortilla chips or strips

  • Sliced jalapeños

  • Lime wedges


Instructions

Step 1: Sauté the Aromatics
In a large pot over medium heat, add olive oil (if using) and sauté the diced onions and garlic for 2–3 minutes until fragrant.
Add bell peppers and cook for another 3–4 minutes until softened.

Step 2: Brown the Meat
Add ground beef to the pot. Cook and crumble until browned and fully cooked, about 5–6 minutes. Drain excess fat if needed.

Step 3: Add the Base Ingredients
Stir in black beans, kidney beans, diced tomatoes, enchilada sauce, chili powder, cumin, smoked paprika, and water or broth. Season with salt and pepper to taste.
Mix well and bring to a gentle simmer.

Step 4: Simmer the Chili
Cover and simmer on low heat for 20–25 minutes, stirring occasionally.
If using, stir in cream cheese during the last 5 minutes for a creamy texture.

Step 5: Stir in the Cheese
Turn off the heat and stir in shredded cheddar and Monterey Jack cheeses. Mix until fully melted and incorporated.
Reserve a little cheese to sprinkle on top before serving, if desired.

 

Step 6: Serve and Garnish
Ladle the chili into bowls and top with your favorite garnishes—like sour cream, avocado, cilantro, and tortilla chips.
Serve hot with lime wedges on the side.


Notes

Use Good Quality Cheese – Shred your own for best melting and texture.
Adjust the Spice – Use mild enchilada sauce and skip jalapeños for a kid-friendly version.
Make It Creamy – Stir in cream cheese or a splash of heavy cream for richness.
Meal Prep Hero – Make a double batch and enjoy leftovers for days.
Let It Rest – Flavors develop even more after sitting for an hour or overnight.

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